Thoughts & Words from Andy

Nicole FloroLife, Retirement Planning, Tips

Let’s talk about staying invested, corporate bankruptcies, and Tesla taking over the auto industry.  Here we go: There is Always a Reason to Sell – A great chart that shows us there is always a seemingly logical reason to sell.  Recent headlines may make us think, “we should take some gains off the table,” or “we should wait until things … Read More

“Passover is Cancelled Because of the Plague.”

Nicole FloroLife

It sounds like a joke, right? If I said that to you in our last quarterly newsletter, you would not believe me, but today it is a sad reality. People of faith around the globe are not gathering to celebrate and commemorate. For Christians this is Holy week and this Sunday is an Easter that we will always remember. There … Read More

Anxious about COVID-19? This may help.

Nicole FloroLife, Tips

How are you holding up?  If you’re like many of us, you’re probably feeling some level of anxiety regarding the COVID-19 outbreak.  And that’s okay.  We’re living in a time when feeling helpless is understandable.  Ultimately, what matters is how we choose to respond. One of the ways I try to mitigate anxiety is by helping others.  Since so many … Read More


Doug FloroLife, Tips

I recently had the opportunity to teach a six-week class on the Old Testament book of Malachi.  Chapter three has some well-known verses about tithing.  I have been asked my opinion on the subject many times over the past twenty years and I would like to share a few thoughts and scripture references with you. Most would certainly agree that … Read More

Can You Handle the Truth?

Doug FloroLife

“You can’t handle the truth!” This famous line is from the 1992 movie A Few Good Men. In this intense scene directed by Rob Reiner we hear Col. Nathan R. Jessup, played by Jack Nicholson shout this five-word statement at Lt. Daniel Kaffee played by Tom Cruise. Col. Jessup (Jack Nicholson) has something to do with a coverup and in … Read More

An Executor Checklist

Nicole FloroLife, Retirement Planning, Tips

As a Certified Financial Planner, CFP® I need to have education, experience, an examination, and continuing education in five major areas of planning: Investments, Insurance, Taxes, Retirement planning, and Estate planning. One important piece of estate planning is naming an executor and/or executrix to handle your affairs when you pass on from this life.  This is a very important duty … Read More

Training Our Minds

Doug FloroLife

As many of you know, I serve as a volunteer with Liberty Ministries and I have the privilege of speaking to the men at our local county prison, Montgomery County Correctional Facility, throughout the year.  Liberty’s goal is “To bring Grace, Hope, and Transformation to those broken by incarceration in the Philadelphia region.”  I’d like to share a little bit … Read More

A Reminder from a Stuffed Toy

MaryGrace HolcombLife

Many years ago, I was enjoying a quiet afternoon at home … sort of.  The kids were away at college and my husband was still at work.  While I liked having time to myself, occasionally I thought it would be nice to have someone to chat with. I remember I went into my son’s room for one reason or another.  … Read More

How Much Do You Really Know About Long-Term Care?

Nicole FloroLife, Retirement Planning, Tips

Separating some eldercare facts from some eldercare myths.  How much does eldercare cost, and how do you arrange it when it is needed? The average person might have difficulty answering those two questions, for the answers are not widely known. For clarification, here are some facts to dispel some myths. True or false: Medicare will pay for your mom or … Read More

Mr. & Mrs. Mallard

MaryGrace HolcombLife

A pair of snowbirds arrive back into our neighborhood in the borough where we live as an early sign of spring.  It’s great to see them.  They haven’t changed one bit since they left.  He looks so dapper with his head held high in his bright green while she continues to wear her modest brown. It’s fun to watch them … Read More